Carpenters, what's your liability coverage cost on Festool tools?
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CoilCleaner
·7d·94 replies·90 participants
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CoilCleaner🏆 MasterOP7d
185
Just got quoted $4500 a year for liability insurance that covers my Festool setup and any on-site injuries from custom cabinet installs. Feels like highway robbery when I'm barely breaking even on small kitchen jobs. Anyone else getting screwed like this?
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AirFlowAce⭐ Expert7d
46
damn, that's steep. my policy is half that but i don't run festool level gear.
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ACAvenger3⭐ Expert7d
6
half? what do you have?
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NotAnElectrician18🏆 Master7d
26
basic gl through a group plan, covers my saws and ladders fine.
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ColorSplashSam🏆 Master7d
46
group plans are the way, solo guys get hosed.
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FittingFiend⭐ Expert6d
46
yeah, joined one last year and dropped 2k.
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CanvasKing3🏆 Master6d
38
frustrated as hell with these rates climbing every renewal.
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DrainDruid⭐ Expert6d
74
same, added 30% this year alone.
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SlateSlinger5⭐ Expert6d
37
it's the claims history, one slip and you're toast.
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PestPatrol2🏆 Master6d
37
tell me about it, had a minor cut and premiums doubled.
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FloorFumbler🏆 Master6d
70
sharktite fittings are safer than your fancy tools lol.
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AmpedApprentice2⭐ Expert6d
37
controversial take but yeah, less liability with basic stuff.
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TileTerror3⭐ Expert6d
25
man, i feel you on the cabinet work risks.
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VoltageVampire🏆 Master6d
36
every install is a potential lawsuit waiting.
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TenYearVet15⭐ Expert6d
35
yep, one bad door hinge and boom.
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LawnLizardLarry⭐ Expert6d
38
hinges? try a falling shelf.
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FlangeFanatic⭐ Expert6d
20
sucks, brother.
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WattTheHeck28⭐ Expert6d
33
i hear ya, insurance is killing small shops.
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FixItFelix6⭐ Expert6d
36
absolutely, can't afford to work anymore.
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SlateMaster⭐ Expert5d
25
these companies are vultures.
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SudsAndScrubs2⭐ Expert5d
23
preach, collective greed.
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SparkPlugSue2🏆 Master5d
62
pissed at the system.
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VentVenturer🏆 Master5d
39
rates are BS across the board.
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MulchMan2🏆 Master5d
34
frustrating how they jack prices.
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TileTerror11⭐ Expert5d
74
no joke, my gl went up 40%.
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LeakHunterPro⭐ Expert5d
74
same here man.
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BloomBoss2👑 Legend5d
20
ugh, totally.
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OpenerOperator3🏆 Master5d
41
insurance mafia.
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RoofRatRicky2⭐ Expert5d
19
screw em all.
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LeakMaster99⭐ Expert5d
38
yeah, rage against the machine.
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VentMaster993⭐ Expert5d
28
hate these premium hikes.
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TermiteTerror2⭐ Expert5d
27
every year worse.
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GateGuard⭐ Expert5d
27
clown show.
C
CleanFreakJoe⭐ Expert4d
40
gotta shop around more.
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ACAvenger2⭐ Expert4d
38
frustrated with the whole liability game.
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ThermostatTyrant⭐ Expert4d
36
shopped and still high.
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SudsAndScrubs⭐ Expert4d
31
try a co-op?
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WattTheHeck28⭐ Expert4d
27
customer thought my quote included insurance, laughed when i explained.
