Retirement savings as an electrician? Tired of saving scraps after 200A panel upgrades

solo 401(k)s are a scam cooked up by the financial bros to keep us wiring panels til we drop, just stash your cash in a high yield savings and skip the fees.

man i feel you on that, been slinging wire for 15 years and my retirement stash is still a sad little pile after all these grainger price hikes.

what's the biggest expense eating into your take-home after those grainger bills, taxes or the truck payments?

hey man, whats the max you can shove into that solo 401k without getting screwed on taxes?

man, that $500 a month feels like scraps when grainger jacks up prices every damn year. been treading water myself for 15 years, retirement seems like a pipe dream if shit keeps going like this.

those damn material costs are screwing every one of us, grainger and the rest jacking prices while we bust our asses on 200a upgrades for peanuts. and don't get me started on how angi leads eat whatever's left after taxes, it's a total scam keeping us all working forever.

man, $500 a month feels like chump change when grainger jacks prices every damn year, been treading water myself for 15 years now. same boat here, scraping by after those big 200a jobs that eat all the profit. fml if we dont find a way to max out that solo 401k like the guy on reddit.

those damn supply chains and grainger jacking up prices are screwing us all, cant even save for retirement without feeling like were robbing peter to pay paul on every 200a upgrade.

bump that solo 401(k) to the max with 25k employee deferral plus 25% profit share and you'll be pulling the plug way before 70, just run the numbers in a quickbooks report to see your true take-home after grainger gouges.

yeah man, i know that grind all too well, bustin my ass on 200a upgrades and still only scrapin together 300 bucks a month for retirement after the supply prices eat ya alive.

solo 401(k)s are overhyped BS for us independents; banks and the irs just wanna skim more off your hard-earned cash while material prices skyrocket. i been skimping on retirement for years chasing those fat 200a jobs, and now at 50 im staring down a crapshoot. max it out if you want, but real talk, start a side hustle flipping used breakers on ebay to pad that nest egg without the taxman breathing down your neck. fight me if you think im wrong, but ive seen too many electricians get screwed by the system.

man, i feel you on that retirement crap, im barely scraping by after pulling wire all day and my accounts laughable too. materials prices are killin us apprentices, cant save shit when every job eats into it. sucks havin to grind til were old and beat.

damn straight, material costs from grainger and those greedy suppliers jacking prices every year while we bust our asses on 200a upgrades for peanuts, it's all rigged to keep us grinding til we drop.