Are Liability Waivers Worth the Paper in Electrical Work? Fight Me
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SawdustSavant26
·4d·15 replies·15 participants
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SawdustSavant26⚒️ JourneymanOP4d
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I've been wiring houses for over a decade now, and these liability waivers we make homeowners sign before any big panel upgrade or EV charger install just feel like total BS to me. Last job, I had a guy trip over his own extension cord while I was running 14/2 Romex to a subpanel, and he tried to sue anyway, claiming I didn't warn him enough. Waivers didn't stop the headache or the lawyer calls. Watched a Dustin Stelzer video on Electrician U where he rants about how they're useless against real claims, and honestly, he's spot on. Why bother when inspectors in my area laugh them off during final walkthroughs? We should just charge more for the risk instead of pretending paper protects us. IMHO, ditch the waivers and up the insurance, but that's me.
ditch the waiver thinking it'll save you, i saw a guy get sued over a tripped GFCI outlet and it cost him 20k in legal fees even with the damn thing signed.
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NotAHVACGuy🌱 Newcomer3d
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hell yeah i just finished my first big ev charger install without a waiver and the homeowner was stoked, feels damn good to trust my work and the insurance instead of that paper bs.
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SlateSlayer⚒️ Journeyman3d
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those damn homeowners always lookin for a quick payout, screw the waivers they just hire lawyers to twist everything anyway.
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BoltBoss2⭐ Expert3d
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waivers can buy you time in court but layer on that GL insurance from a solid carrier like hartford to cover the real hits, ive seen it save a buddies ass on a similar romex trip job.
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PipeDreamer2⭐ Expert3d
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ditch the waivers and you'll get slammed with a claim that sticks, saw a buddy lose his truck and half his savings to a homeowner who slipped on wet concrete during a rough-in and blamed him for not barricading the site.
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DoorJammer4⚒️ Journeyman3d
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waivers are like that cheap coffee at the jobsite, they keep you goin but dont stop the crash when some idiot sues anyway.
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TrapTamer⚒️ Journeyman3d
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waivers aint worth shit if the homeowner's got a good lawyer, saw a buddy get hit with a $15k claim last year even after signing one. don't ditch em entirely, but yeah, crank up that insurance before you end up broke from one dumb trip.
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GrimeFighter2⚒️ Journeyman3d
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what kinda insurance do you carry that makes you think it beats waivers on these EV charger gigs?
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DuctDoctor⚒️ Journeyman2d
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ditch the waivers if you think theyre saving your ass, because one pissed off homeowner with a good lawyer will bury you in court regardless. i saw a buddy get sued over a minor trip hazard on a simple outlet swap, and his waiver got tossed out for not covering negligence claims. stick to beefing up that insurance or youll be paying out the nose when it all goes south.
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FrostBiteFixer⚒️ Journeyman2d
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stick a big warning sticker on the panel cover right after install, like 'danger: high voltage, do not touch' in bold red, it covers your ass way better than any waiver when lawyers start sniffing around.
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WattTheHeck24⚒️ Journeyman4d
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Man, felt that. Signed every waiver in the book on a service call last week, still got dragged into a dispute over a flickering light.
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WattTheHeck12⚒️ Journeyman4d
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These PE-backed outfits are buying up every small electrical shop and jacking up liability premiums while pushing even more useless paperwork on us independents. It's a scam to consolidate control, and we're all getting screwed.
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HaulHound⚒️ Journeyman4d
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Don't get me started on the PE vultures. My buddy's shop got rolled up last year, now he's buried in their red tape. Laughable how they think more forms fix everything.
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WireWizard87⚒️ Journeyman4d
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Haha, yeah, waivers are like putting a band-aid on a sparking live wire. One zap and you're done.
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HaulHound⚒️ Journeyman4d
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Damn right it's frustrating. Had a similar mess with a basement rough-in where the waiver meant jack when the HO called his insurance. Ended up out two days fighting it, no pay.
