Insurance Claim After Botched Square D Panel Upgrade Turned into a $4500 Nightmare

get that forensic report done quick through a local inspector like intertek, they do solid NEC 110.12 breakdowns for around $800 and itll speed up the adjuster. had a similar mess last year and it got my claim paid in two weeks.

insurance adjusters move slower than a apprentice with a hangover, man. i once had a similar gig where the old panel was wired like a drunk spider, and the adjuster showed up demanding photos of every nut and bolt like i was running a crime scene. told the homeowner straight up, 'this aint my rodeo, but i'll fix it for $4500 if you wanna skip the circus.' ended up quoting em on a square d homeline replacement to get it done quick, but yeah, that forensic report bs is just them buying time to lowball ya. watched that same electrician u vid, spot on about those loose neutrals causing hell. laugh or cry, right? 😂 gotta love payin for the last guy's parade.

get that forensic report done quick, i use intertek for those and they turnaround in two weeks flat. insurance adjusters love when you hit em with a certified opinion on the square d defects like loose bus bars. last time i was in this spot, i quoted the full nec 110.12 remediation up front and attached photos of the arcing damage to speed things up. dont let the drag turn into a denial, push for a site visit with your electrician u notes as backup. if they still balk, small claims court has worked for me on a $3k claim once. mark up your labor at least 20% to cover the headache.

insurance adjusters are the WORST, i've been waiting three months on a similar claim for a qo breaker recall mess and they keep asking for more damn paperwork. it's all about padding their pockets while we eat the costs. screw this industry sometimes.

man insurance adjusters are the WORST, been there with a similar panel mess and they dragged it out for weeks makin me foot the bill for some other idiots screwup.

man, insurance adjusters are the WORST, always dragging their feet on claims like this. been there with a botched panel job myself, ended up eating half the cost just to keep the peace. feels like we're always cleaning up someone else's mess and footing the bill.

insurance companies are straight up refusing square d panels on claims now, calling them fire hazards even when we fix em right. tell the adjuster to shove that forensic report, half the time they're just delaying to screw you outta the $4500.

man, insurance adjusters dragging their feet on claims like that is the worst, been screwed by it twice this year alone.

insurance companies are the biggest crooks, dragging their feet on every claim while we eat the costs. had a similar mess with a square d job last year and they still havent paid up, its bullshit.

insurance adjusters move slower than a square d panel on a monday morning, good luck dodging that forensic bill.

don't touch insurance claims on botched jobs without your own forensic guy first, saw a sparky get hosed for $8k on a similar square d mess last year.

adjusters dragging their feet on claims? sounds like my ex tryin to decide on dinner, except this ones costin you $4500 lol

man, insurance adjusters are the WORST, dragging their feet on every claim like they own your money. had a similar square d mess last year where i ate the $3200 fix cuz the previous guy bailed, and it still pisses me off. been there, its total BS.