Warning: State Farm insurance hosed me on a $4500 plumbing liability claim after a bad PEX install

Just got screwed on a plumbing job claim through State Farm, cost me $4500 out of pocket for a busted PEX-A line that flooded a customer's kitchen. They denied it saying it was 'poor workmanship' even though I followed code and used Uponor fittings. Don't skimp on your policy, folks, or you'll be paying for callbacks forever.

damn that sucks, had a similar run in with my carrier last year

state farm is the worst for trades, always finding excuses

been there, feels like theyre out to get us small guys

frustrated as hell, why do we even pay premiums if they bail

asking: did you have a good lawyer review your policy before?

lol at least you didn't lose a whole rig like my buddy did on a claim

these insurers are the real crooks, banding together to screw plumbers on legit claims

i hate when claims turn into a paperwork nightmare

sharbites are trash anyway, stick to soldered copper for big jobs

get e&o insurance that actually covers workmanship disputes, saved my ass once

watch out for these denials, one bad one and your rates skyrocket

ugh, right in the wallet when you least expect it

same here, thought i was covered til the fine print hit

insurers vs plumbers, were the underdogs getting shafted every time

been dealing with claim hell for months now

customer called me crying about the flood, felt bad but policy said no

had to eat the cost and redo the whole run myself

$4500 is no joke, hope you can write it off somehow

use quickbooks to track these losses, at least for taxes

solid advice, gonna double check my state farm renewal

this crap makes me wanna go solo without coverage, risky tho

controversial take: ditch state farm, go with a trade specific like plumb pros insurance

insurers are killing small plumbing outfits, time to fight back with better policies

hey op, you appeal the denial yet? worth a shot

picturing you cussing out the adjuster on the phone, gold

were all in this insurance scam together, rates up claims down

yep, solidarity needed against these claim dodgers

sorry man, that sounds brutal on a tuesday morning