Liability insurance jacked my rates after a leaky PEX job in north jersey

Man, im in north jersey and just got hit with a $2,800 premium hike on my liability insurance cuz of one damn job where the PEX-A tubing i used started leaking behind a wall in a remodel. Customer claimed water damage and tried to sue, even though it was their DIY hack job that caused the issue with improper supports. Ive been using Uponor fittings for years without problems, but now the insurer wants more coverage for plumbing liabilities. Saw a similar rant in Plumbers United group about how these claims are killing small shops. Anyone else dealing with this crap? Feels like were getting screwed just for doing residential repipes. Ngl, thinking about switching to a different carrier but not sure whos fairer for plumbers.

god damn insurers are bloodsuckers, had a similar hike after a slab leak callout that wasnt even my fault.

stuck with it for 8 years, finally got my coverage up to 2 mil and rates stabilized. worth the upfront cost.

north jersey here too, same boat after a water heater install gone wrong on the homeowners end.

try shopping around with a broker who specializes in trades, saved me 15% on my gl policy last quarter.

what kind of deductible you running on that policy? mine at 1k keeps premiums down but sucks for claims.

fml, just paid my renewal and its up 20% from last year. this industry is brutal.

watched a roger wakefield video on risk management, he said document everything twice over to avoid these headaches.

us plumbers gotta stick together on this, insurers know were easy targets after every leak story.

haha at least it wasnt a full flood, id be underwater financially like that one guy in the facebook group who lost his truck over a claim.