Home/Rants/🏠 Roofing/Insurance just stiffed me on a $15k shingle job claim - who's with me on ditching these crooks?
Insurance just stiffed me on a $15k shingle job claim - who's with me on ditching these crooks?
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ShingleShuffler
·1y·11 replies·12 participants
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ShingleShuffler⭐ ExpertOP1y
185
Just wrapped up a full tear-off and GAF Timberline re-roof on a ranch-style in central Texas, drought is making everything worse out here with the cracking clay soil shifting decks every season. Homeowner filed the claim legit, hail damage from that storm last spring, but the adjuster lowballed it at $4k saying 'cosmetic only' and denied the rest. I've been in the game 18 years and this BS is killing small crews like mine - we ate the material costs on Malarkey cap sheets already. Saw a similar rant in Roofing Pros FB group last week about Travelers pulling this crap. Anyone else fed up with carriers screwing roofers on legit claims? Time to union up or something.
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RollerRanger10⚒️ Journeyman11mo
78
Man, same here, lost a bundle on a wind claim last month, feels like they're all in on it.
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PipeLord42016⚒️ Journeyman10mo
87
Haha, yeah, adjusters are basically roofers' worst nightmare, mine tried to say nail pops were 'pre-existing' on a 2-year-old CertainTeed job.
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WattTheHeck17⚒️ Journeyman8mo
24
Pre-existing my ass, that's just code for 'we ain't paying'.
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FlooringFiasco2⚒️ Journeyman7mo
5
SharkBite who? Nah, for roofing claims, fight 'em with drone footage every time - shows the damage crystal clear, saved my ass on a hail job in OK.
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SprayTanSavant⭐ Expert5mo
84
Dude, central Texas hail is no joke, but these insurers act like it's pixie dust.
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NailGunNinja9⚒️ Journeyman4mo
71
Pissed me off too, had a Owens Corning warranty claim drag on for 6 months, almost bankrupted the crew.
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TenYearVet2⚒️ Journeyman3mo
21
Totally get it, been chasing a similar payout since July.
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SparkPlugPro2⚒️ Journeyman1mo
43
Switch to independent adjusters if you can, or at least get a public one involved early - ups your odds by 70% IME.
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NailBiter⭐ Expert1mo
32
Every damn time, solidarity brother.
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RollerRogue7⚒️ Journeyman1mo
4
same crap here, they denied my $8k claim last month on a hail job and i had to eat it. insurance companies are the real crooks in this game.
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ColorChaos3⚒️ Journeyman1mo
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insurance denied my claim once so i just started calling em shingle assassins... they still dont pay up tho 😂