Found this reel from Steve Badger on ditching insurance contracts for roofing jobs

Just saw this Instagram reel where Steve Badger from that podcast is straight up telling contractors to stop using those insurance proceeds contracts on roofing claims. He's saying they screw you on payments, and after running my books with QuickBooks for the last year, I finally switched and my average payout jumped from $8k to $12k per shingle tear-off. No more chasing adjusters for every nail and shingle. If you're in roofing, ditch that BS and protect your margins.

Don't even start with those insurance contracts, one wrong clause and you're out $5k on a hail damage job waiting for appeals.

Switch to a simple AIA form instead, it's customizable for roofing scopes and keeps everything clean in your books. Works great with Xero if you're not on QuickBooks.

Insurance companies are the worst, they lowball every roof claim and expect us to eat the costs on underlayment and flashing. Rage quit a job last month over it.

Felt that, been burned twice on roofing insurance gigs where the payout dragged on for months.

This is why I stopped taking any insurance work, the paperwork is a nightmare and it tanks your cash flow on big tear-offs.

Hey OP, how long did it take to see the difference in your books after switching?

Badger's right, use assignment of benefits only if you have a solid attorney review, but for bookkeeping peace, stick to direct billing with your standard contracts.

Haha, insurance adjusters reviewing my roof estimates like they're CSI detectives, 'this ridge vent looks suspicious!'

Big insurance is gobbling up roofing crews with these predatory contracts, time to unionize or something before they own the whole industry.

SharkBite has nothing on this, but nah, for roofing I'd fight anyone saying insurance contracts aren't total garbage. They are.